Mattresses & Beds on Finance
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visa
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mastercard
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paypal
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Klarna available
spread the cost with flexible bed and mattress finance
At Silentnight, you can choose one of our flexible payment plans to spread the cost of your purchase over a fixed period. This allows you to receive your brand-new mattress immediately whilst splitting the cost over an agreed time. This enables more sleepers to get a better night’s rest without the wait across our whole mattress collection.
Klarna’s payment options
Pay later with Klarna. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.
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Pay over time with Klarna
Spread the cost over a period that works for you across our bed and mattress collections with 12-month finance available for orders over £400 and 24 months available for all orders over £750.
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Pay later with Klarna
For smaller bedding and accessories orders between £50 and £100, you can buy your items and delay your payment for up to 30 days to help you sleep better, sooner. We’ve partnered with Klarna to make payment easy; they’ll keep you updated on when it’s time to pay and you can then make your payment online or in the Klarna app.
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3 interest-free instalments with Klarna
For payment between £100 and £1,000, you can pay for your order in three equal, interest-free instalments. Upon completing your purchase, you will be charged the first third of the total amount, with the following instalments paid at 30 and 60 days, with your payment automatically charged to your chosen payment method.
am I eligible for finance?
To be eligible for finance on any of our bedding, bed or mattress products you must meet the following criteria:
• Be at least 18 years of age
• Have been a UK resident for at least 3 years
• Have a debit or credit card in your name, registered to your address in order to cover the deposit (if applicable)
• Have a Bank or Building Society current account available (you’ll need this in order to complete a direct debit instruction)
• Be in regular employment, including self-employment, or in a permanent residence with your spouse/partner who is in regular employment, or be receiving a pension or a disability benefit.
how does bed and mattress finance work?
Our finance plans work by spreading the cost of your purchase over a period with our 0% APR, interest-free credit plans. To find out how this can work for you, check out our representative example offer below.
| Spend | Interest Free Available | Monthly Payment From | Total Amount Payable | Interest Rate |
|---|---|---|---|---|
| £600 | 12 months | £50 | £600 | 0% |
| £2400 | 24 months | £100 | £2400 | 0% |
Silentnight Group, Long Ing Business Park, Long Ing Lane, Barnoldswick, BB18 6BJ is authorised and regulated by the Financial Conduct Authority ("FCA") (FCA FRN 957315) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited (company number 14290857), which is authorised and regulated by the FCA by the FCA for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs apply. Klarna.com/uk/terms-and-conditions
buy big & pay small with some of our bestselling mattresses
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other sleepers asked the same
Find out what other customers have been asking about our products and finance options.
Yes, we offer interest-free payment options. With Klarna, you can choose a flexible payment plan that’s right for you. Our partnership allows us to help you spread the cost for up to 24 months on eligible purchases.
Yes, we have partnered with the Blue Light Card discount scheme to offer emergency workers discounts across our whole product range. You need to create an account with Blue Light Card to access the exclusive discount.
We accept Mastercard, PayPal, Visa and Finance with Klarna.
Klarna is a payment provider that was founded in 2005 and now provides payments solutions for over 60 million people across 90,000 merchants in 14 countries.
To discuss your order or payment, you can use our contact form or call our customer support team on 0333 123 0892.
Our mattresses are available in a wide range of sizes including cot, single, small double, double, king and super king sized.
All standard Silentnight mattresses, bed frames, divan bases, and headboards are backed by a 5-year guarantee, with our Sleep Now range covered by a 10-year guarantee.
Yes, all Silentnight mattresses, upholstered bed bases and headboards are manufactured in the United Kingdom.
If you are unhappy with your purchase and wish to return the item, please contact us within 14 days of receipt. Get in touch with the team at enquiries@silentnight.co.uk or call our customer service team at 0333 123 0892 for more information.
Our comfort exchange gives you 60 nights to try your new mattress before making a decision. If you're not happy with your new mattress within 60 nights from delivery, you can exchange it for another product.
If you’ve received a faulty product, then contact our customer service team through live chat or on 0333 123 0892 within 14 days.
