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sleep easy with our interest-free payments

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  • klarna


how does Klarna work?

Looking for beds on finance? Klarna has super-easy and flexible payment options, that let you spread the cost of your items.

  • Add items to your basket and go to the checkout

  • Choose Klarna as your payment method and select one of the two payment terms

  • Fill in your payment card details

  • And that's it. No credit checks, no interest, no fees. Hassle free.

what are Klarna’s payment options?

To make life easier we offer three simple payment plans

  • klarna financing

    klarna financing

    For higher ticket items, spread the cost over; 12 months for orders over £400 + 24 months for orders over £750 +

  • sleep now. pay later

    sleep now. pay later

    For orders between £50 and £100, you can buy your items and then delay payment for up to 30 days to help you manage your finances the easy way. Don’t worry, Klarna will also let you know when you need to pay via email. You can then easily make your payment online at klarna.com or in the Klarna app.

  • pay in 3

    pay in 3

    This lets you pay for your items in 3 equal interest-free instalments for orders between £100 and £1000. We will charge your card for the first 1/3 of the total amount when you place your order. 30 days and 60 days later, we will let you know and then automatically charge your card 1/3 each time until the full amount has been paid.

who can apply?

To be eligible to apply for finance you must:​

• Be at least 18 years of age​

• Have been a UK resident for at least 3 years

• Have a debit or credit card in your name, registered to your address in order to cover deposit (if applicable)​

• Have a Bank or Building Society current account available (you’ll need this in order to complete direct debit instruction)​

• Be in regular employment, including self-employment, or in a permanent residence with your spouse/partner who is in regular employment, or be receiving a pension or a disability benefit​.

interest free credit offer representative example

Interest free credit from £50.00 a month. Spread the cost using our 0% APR finance payment options and find a monthly cost that suits your budget with our finance calculator.

Spend Interest Free Available Monthly Payment From Total Amount Payable Interest Rate
£600 12 months £50 £600 0%
£2400 24 months £100 £2400 0%

finance faqs

Sleep easy with our interest-free payment options.Choose a flexible payment plan that’s right for you, with Klarna & Splitit. Our partnership with two finance providers allows us to help you spread the cost for up to 12 months.

For orders between £100–£1000
Pay in 3 equal instalments over 3 months
No fees and 0% interest
No external credit checks
Keep track of your payments

Klarna a payment provider that was founded in 2005 and now provided payments solutions for over 60 million people across 90,000 merchants in 14 countries.

If you tick all these boxes, Klarna is the payment method for you: Be at least 18 years old Have a UK payment credit or debit card Have a UK residential address Got it? Great. Let the browsing commence…

When you apply with Klarna, just make sure you have the following:
Phone number
Email address
Billing address
UK payment credit or debit card

Log in to the customer portal at Klarna.com at any time day or night, to review your purchases and settle your monthly statement.

Payment information is processed securely by Klarna. No payment information is transferred to us or held by us. All transactions take place via connections secured with the latest industry standard security protocols.

No; the 'Pay later in 30 days' and 'Pay in 3' services don't require an external credit check.

As soon as Silentnight has registered your cancellation or your return, the refund will be processed within 5 business days.

If you have paid for your order with card, the refund will be made back to your Klarna Account balance.

Once Silentnight has received the return (partial or full) and you have received their confirmation of this, an updated statement will be sent to you by Klarna if you've made a partial return. With a full return, your statement will be closed.

If you do not have your statement number to hand you can log in at www.klarna.com/uk, where you will find all of your orders and be able to make payments.

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