sleep easy with our payment options

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  • finance payment option visa

    visa

  • finance payment option mastercard

    mastercard

  • finance payment option paypal

    paypal

  • finance payment option klarna

    Klarna available

Klarna’s payment options

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.

  • pay over time with Klarna

    klarna financing

    For higher ticket items, spread the cost over; 12 months for orders over £400 + 24 months for orders over £750 +

  • sleep now, pay later with Klarna

    sleep now. pay later

    For orders between £50 and £100, you can buy your items and then delay payment for up to 30 days to help you manage your finances the easy way. Don’t worry, Klarna will also let you know when you need to pay via email. You can then easily make your payment online at klarna.com or in the Klarna app.

  • pay in 3 with Klarna

    pay in 3

    This lets you pay for your items in 3 equal interest-free instalments for orders between £100 and £1000. We will charge your card for the first 1/3 of the total amount when you place your order. 30 days and 60 days later, we will let you know and then automatically charge your card 1/3 each time until the full amount has been paid.

who can apply?

To be eligible to apply for finance you must:​

• Be at least 18 years of age​

• Have been a UK resident for at least 3 years

• Have a debit or credit card in your name, registered to your address in order to cover deposit (if applicable)​

• Have a Bank or Building Society current account available (you’ll need this in order to complete direct debit instruction)​

• Be in regular employment, including self-employment, or in a permanent residence with your spouse/partner who is in regular employment, or be receiving a pension or a disability benefit​.

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interest free credit offer representative example

Interest free credit from £50.00 a month. Spread the cost using our 0% APR finance payment options and find a monthly cost that suits your budget with our finance calculator.

Spend Interest Free Available Monthly Payment From Total Amount Payable Interest Rate
£600 12 months £50 £600 0%
£2400 24 months £100 £2400 0%

Silentnight Group, Long Ing Business Park, Long Ing Lane, Barnoldswick, BB18 6BJ is authorised and regulated by the Financial Conduct Authority ("FCA") (FCA FRN 957315) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited (company number 14290857), which is authorised and regulated by the FCA by the FCA for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs apply. Klarna.com/uk/terms-and-conditions

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